TVM Calculator
Time value of money — solve for N, I/Y, PV, PMT, or FV. End-of-period payments, monthly compounding (BA II Plus style).
Result (FV)$50,969.84
Sign convention is cash-flow positive for money you receive as FV/PMT growth from a positive PV. For a loan, enter PV as the amount borrowed and PMT as a negative payment, or use the loan calculator.
Formula
FV = PV(1+r)^n + PMT × ((1+r)^n − 1)/r with r = annual rate / 12 and n in months (end-of-period PMT).
Example
$10,000 PV, $200 monthly PMT, 6% annual, 120 months grows to a computed FV on the page.
FAQ
What is a TVM or BA II Plus calculator?
Time value of money solves the five keys N, I/Y, PV, PMT, FV. This page uses monthly periods.